North Square Capital Debt Fund

Location: Pittsfield, Massachusetts

The North Square Capital Debt Fund offers access to a $130+ million real estate debt fund that provides short-term, high-yield loans primarily to professional fix-and-flip investors who rehab single-family homes. These loans are secured by first-position liens, ensuring collateral protection. By lending at a maximum 70% (LTV) ratio, the fund prioritizes capital preservation while generating consistent, passive income for investors. Unlike many funds, we do not use outside leverage or borrow from banks, which lets us maintain full control over our lending decisions without pressure from external lenders. This approach ensures greater financial stability, allowing us to focus solely on protecting investor capital and generating strong, predictable returns. We also have an outside firm audit our books annually. The fund is structured to offer: ✔ Fixed returns based on investment tiers ✔ Monthly distributions or compounding options ✔ Loans secured by first-lien mortgages on real estate ✔ Diversified portfolio of 400+ loans across multiple markets ✔ No outside leverage—full control over lending decisions ✔ No exposure to stock market volatility